Sanjay Kumar Singh, Karthik Jerome

Stories by Sanjay Kumar Singh, Karthik Jerome

Want To Buy Farm Land?

Want To Buy Farm Land?

Rediff.com   25 Sep 2025

'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'

Loan Against Insurance? Read This

Loan Against Insurance? Read This

Rediff.com   24 Sep 2025

Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.

Limit Crypto Bets: 2%-5% Is Safe Zone

Limit Crypto Bets: 2%-5% Is Safe Zone

Rediff.com   5 Aug 2025

Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.

How to Choose Right Home Insurance

How to Choose Right Home Insurance

Rediff.com   28 Jul 2025

Understand policy inclusions and exclusions to avoid surprises during claims.

Debt MFs Vs FDs

Debt MFs Vs FDs

Rediff.com   24 Jul 2025

Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.

How to Ensure Life Insurance Claims After Tragedy

How to Ensure Life Insurance Claims After Tragedy

Rediff.com   17 Jul 2025

If nominees pass away, distribution is governed by succession laws of insured's religion.

Mediclaim: Want To Buy An OPD Plan?

Mediclaim: Want To Buy An OPD Plan?

Rediff.com   14 Jul 2025

These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.

Renting A Bank Locker? Read This

Renting A Bank Locker? Read This

Rediff.com   9 Jul 2025

Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.

How To Monsoon-Proof Your Car Ride

How To Monsoon-Proof Your Car Ride

Rediff.com   13 Jun 2025

Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.

Beware High-Fee, Low-Return Funds

Beware High-Fee, Low-Return Funds

Rediff.com   30 May 2025

A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.

Should You Invest In Defence Funds?

Should You Invest In Defence Funds?

Rediff.com   21 May 2025

Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.

Gold Hits 1 Lakh: Hold, Buy or Sell?

Gold Hits 1 Lakh: Hold, Buy or Sell?

Rediff.com   6 May 2025

'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'

'Digital Arrest?' Don't Panic!

'Digital Arrest?' Don't Panic!

Rediff.com   5 May 2025

Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'

How To Invest In Debt Funds Now

How To Invest In Debt Funds Now

Rediff.com   25 Apr 2025

With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.

Is Your Savings Account Losing You Money?

Is Your Savings Account Losing You Money?

Rediff.com   23 Apr 2025

One should avoid keeping excessive funds in one's savings account.

INCREASE Your Health Insurance NOW!

INCREASE Your Health Insurance NOW!

Rediff.com   15 Apr 2025

'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'

Planning Loan Against Mutual Funds?

Planning Loan Against Mutual Funds?

Rediff.com   11 Apr 2025

'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'

Crypto: Assess Risks Before Investing

Crypto: Assess Risks Before Investing

Rediff.com   19 Mar 2025

Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.

Why Home Insurance Is A Must

Why Home Insurance Is A Must

Rediff.com   17 Mar 2025

A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism.

Builder-Buyer Deals: How To Stay Alert

Builder-Buyer Deals: How To Stay Alert

Rediff.com   4 Mar 2025

'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'